{"code":"CIV","codeName":"Civil Code","section":"1748.23","citation":"Civ. Code, § 1748.23","status":"in-force","lawOn":"2026-09-28","headings":[{"name":"DIVISION 3. OBLIGATIONS [1427. - 3273.91.]","url":"https://blackletter.si/civil-code/division-3"},{"name":"PART 4. OBLIGATIONS ARISING FROM PARTICULAR TRANSACTIONS [1738. - 3273.91.]","url":"https://blackletter.si/civil-code/division-3/part-4"},{"name":"TITLE 1.3B. CHARGE CARD DISCLOSURES [1748.20. - 1748.23.]","url":"https://blackletter.si/civil-code/division-3/part-4/title-1.3b"}],"history":"Added by Stats. 2002, Ch. 815, Sec. 4.   Effective January 1, 2003.","effective":"2003-01-01","html":"<p>Any waiver of the provisions of this title is contrary to public policy, and is void and unenforceable.</p>","text":"Any waiver of the provisions of this title is contrary to public policy, and is void and unenforceable.","otherVersions":[],"url":"https://blackletter.si/civil-code/charge-card-disclosures-1748-23","source":"California Legislative Information bulk export (pubinfo)"}