{"code":"CIV","codeName":"Civil Code","section":"1785.16.1","citation":"Civ. Code, § 1785.16.1","status":"in-force","lawOn":"2026-09-28","headings":[{"name":"DIVISION 3. OBLIGATIONS [1427. - 3273.91.]","url":"https://blackletter.si/civil-code/division-3"},{"name":"PART 4. OBLIGATIONS ARISING FROM PARTICULAR TRANSACTIONS [1738. - 3273.91.]","url":"https://blackletter.si/civil-code/division-3/part-4"},{"name":"TITLE 1.6. CONSUMER CREDIT REPORTING AGENCIES ACT [1785.1. - 1785.36.]","url":"https://blackletter.si/civil-code/division-3/part-4/title-1.6"},{"name":"CHAPTER 2. Obligations of Consumer Credit Reporting Agencies [1785.10. - 1785.19.5.]","url":"https://blackletter.si/civil-code/division-3/part-4/title-1.6/chapter-2"}],"history":"Added by Stats. 2001, Ch. 354, Sec. 4.   Effective January 1, 2002.","effective":"2002-01-01","html":"<p>A consumer credit reporting agency shall delete from a consumer credit report inquiries for credit reports based upon credit requests that the consumer credit reporting agency verifies were initiated as the result of identity theft, as defined in Section <a href=\"/civ/1798.92\">1798.92</a>.</p>","text":"A consumer credit reporting agency shall delete from a consumer credit report inquiries for credit reports based upon credit requests that the consumer credit reporting agency verifies were initiated as the result of identity theft, as defined in Section 1798.92.","otherVersions":[],"url":"https://blackletter.si/civil-code/obligations-of-consumer-credit-reporting-agencies-1785-16-1","source":"California Legislative Information bulk export (pubinfo)"}