{"code":"CIV","codeName":"Civil Code","section":"1785.41","citation":"Civ. Code, § 1785.41","status":"in-force","lawOn":"2026-09-28","headings":[{"name":"DIVISION 3. OBLIGATIONS [1427. - 3273.91.]","url":"https://blackletter.si/civil-code/division-3"},{"name":"PART 4. OBLIGATIONS ARISING FROM PARTICULAR TRANSACTIONS [1738. - 3273.91.]","url":"https://blackletter.si/civil-code/division-3/part-4"},{"name":"TITLE 1.61. COMMERCIAL CREDIT REPORTS [1785.41. - 1785.44.]","url":"https://blackletter.si/civil-code/division-3/part-4/title-1.61"}],"history":"Added by Stats. 1992, Ch. 101, Sec. 1.   Effective January 1, 1993.","effective":"1993-01-01","html":"<p>Consumer credit reporting is subject to the regulations of the Consumer Credit Reporting Agencies Act. Commercial credit reports, which differ significantly, are not subject to that act. The circumstances, business practices, and reports themselves differ sufficiently to make it impractical to include commercial credit reports under the Consumer Credit Reporting Agencies Act.</p>","text":"Consumer credit reporting is subject to the regulations of the Consumer Credit Reporting Agencies Act. Commercial credit reports, which differ significantly, are not subject to that act. The circumstances, business practices, and reports themselves differ sufficiently to make it impractical to include commercial credit reports under the Consumer Credit Reporting Agencies Act.","otherVersions":[],"url":"https://blackletter.si/civil-code/commercial-credit-reports-1785-41","source":"California Legislative Information bulk export (pubinfo)"}