{"code":"CIV","codeName":"Civil Code","section":"1789.14","citation":"Civ. Code, § 1789.14","status":"in-force","lawOn":"2026-09-28","headings":[{"name":"DIVISION 3. OBLIGATIONS [1427. - 3273.91.]","url":"https://blackletter.si/civil-code/division-3"},{"name":"PART 4. OBLIGATIONS ARISING FROM PARTICULAR TRANSACTIONS [1738. - 3273.91.]","url":"https://blackletter.si/civil-code/division-3/part-4"},{"name":"TITLE 1.6E. CREDIT SERVICES [1789.10. - 1789.26.]","url":"https://blackletter.si/civil-code/division-3/part-4/title-1.6e"}],"history":"Amended by Stats. 2022, Ch. 965, Sec. 6.   (AB 2424)   Effective January 1, 2023.","effective":"2023-01-01","html":"<p>Before the execution of a contract or agreement between the consumer and a credit services organization, the credit services organization shall provide the consumer a statement in writing containing all the information required by Section <a href=\"/civ/1789.15\">1789.15</a>. The credit services organization shall maintain on file for a period of four years following the completion or termination of the credit services organization agreement with the consumer an exact copy of the statement.</p>","text":"Before the execution of a contract or agreement between the consumer and a credit services organization, the credit services organization shall provide the consumer a statement in writing containing all the information required by Section 1789.15. The credit services organization shall maintain on file for a period of four years following the completion or termination of the credit services organization agreement with the consumer an exact copy of the statement.","otherVersions":[],"url":"https://blackletter.si/civil-code/credit-services-1789-14","source":"California Legislative Information bulk export (pubinfo)"}