{"code":"CIV","codeName":"Civil Code","section":"1789.19","citation":"Civ. Code, § 1789.19","status":"in-force","lawOn":"2026-09-28","headings":[{"name":"DIVISION 3. OBLIGATIONS [1427. - 3273.91.]","url":"https://blackletter.si/civil-code/division-3"},{"name":"PART 4. OBLIGATIONS ARISING FROM PARTICULAR TRANSACTIONS [1738. - 3273.91.]","url":"https://blackletter.si/civil-code/division-3/part-4"},{"name":"TITLE 1.6E. CREDIT SERVICES [1789.10. - 1789.26.]","url":"https://blackletter.si/civil-code/division-3/part-4/title-1.6e"}],"history":"Amended by Stats. 2022, Ch. 965, Sec. 9.   (AB 2424)   Effective January 1, 2023.","effective":"2023-01-01","html":"<p>(a) Any waiver by a consumer of the provisions of this title shall be deemed contrary to public policy and shall be void and unenforceable. Any attempt by a credit services organization to have a consumer waive rights given by this title shall constitute a violation of this title.</p><p>(b) In any proceeding involving this title, the burden of proving an exemption or an exception from a definition is upon the person claiming it.</p>","text":"(a) Any waiver by a consumer of the provisions of this title shall be deemed contrary to public policy and shall be void and unenforceable. Any attempt by a credit services organization to have a consumer waive rights given by this title shall constitute a violation of this title. (b) In any proceeding involving this title, the burden of proving an exemption or an exception from a definition is upon the person claiming it.","otherVersions":[],"url":"https://blackletter.si/civil-code/credit-services-1789-19","source":"California Legislative Information bulk export (pubinfo)"}