{"code":"CIV","codeName":"Civil Code","section":"1798.97.4","citation":"Civ. Code, § 1798.97.4","status":"in-force","lawOn":"2026-09-28","headings":[{"name":"DIVISION 3. OBLIGATIONS [1427. - 3273.91.]","url":"https://blackletter.si/civil-code/division-3"},{"name":"PART 4. OBLIGATIONS ARISING FROM PARTICULAR TRANSACTIONS [1738. - 3273.91.]","url":"https://blackletter.si/civil-code/division-3/part-4"},{"name":"TITLE 1.81.35. Coerced Debt [1798.97.1. - 1798.97.6.]","url":"https://blackletter.si/civil-code/division-3/part-4/title-1.81.35"}],"history":"Added by Stats. 2022, Ch. 989, Sec. 2.   (SB 975)   Effective January 1, 2023.","effective":"2023-01-01","html":"<p>(a) This title does not apply to secured debts.</p><p>(b) This title does not require a court to order a claimant to refund any moneys already paid on a debt that is determined to be coerced.</p><p>(c) This title does not diminish the rights of a claimant to recover payment for a coerced debt from the person or persons who coerced a debtor into incurring that debt.</p><p>(d) This title does not reduce or eliminate any other rights or defenses available to a debtor or claimant pursuant to any other law.</p>","text":"(a) This title does not apply to secured debts. (b) This title does not require a court to order a claimant to refund any moneys already paid on a debt that is determined to be coerced. (c) This title does not diminish the rights of a claimant to recover payment for a coerced debt from the person or persons who coerced a debtor into incurring that debt. (d) This title does not reduce or eliminate any other rights or defenses available to a debtor or claimant pursuant to any other law.","otherVersions":[],"url":"https://blackletter.si/civil-code/coerced-debt-1798-97-4","source":"California Legislative Information bulk export (pubinfo)"}