{"code":"CIV","codeName":"Civil Code","section":"1798.97.5","citation":"Civ. Code, § 1798.97.5","status":"in-force","lawOn":"2026-09-28","headings":[{"name":"DIVISION 3. OBLIGATIONS [1427. - 3273.91.]","url":"https://blackletter.si/civil-code/division-3"},{"name":"PART 4. OBLIGATIONS ARISING FROM PARTICULAR TRANSACTIONS [1738. - 3273.91.]","url":"https://blackletter.si/civil-code/division-3/part-4"},{"name":"TITLE 1.81.35. Coerced Debt [1798.97.1. - 1798.97.6.]","url":"https://blackletter.si/civil-code/division-3/part-4/title-1.81.35"}],"history":"Added by Stats. 2022, Ch. 989, Sec. 2.   (SB 975)   Effective January 1, 2023.","effective":"2023-01-01","html":"<p>(a) Except as set forth in subdivision (b), this title applies only to debts incurred on or after July 1, 2023.</p><p>(b) Notwithstanding subdivision (a), a debtor may file a cross-complaint described by paragraph (2) of subdivision (a) of Section <a href=\"/civ/1798.97.3\">1798.97.3</a> in an action filed by a claimant to collect a debt incurred prior to July 1, 2023, in which case, this title applies to that action, unless a final judgment has been entered in that action.</p>","text":"(a) Except as set forth in subdivision (b), this title applies only to debts incurred on or after July 1, 2023. (b) Notwithstanding subdivision (a), a debtor may file a cross-complaint described by paragraph (2) of subdivision (a) of Section 1798.97.3 in an action filed by a claimant to collect a debt incurred prior to July 1, 2023, in which case, this title applies to that action, unless a final judgment has been entered in that action.","otherVersions":[],"url":"https://blackletter.si/civil-code/coerced-debt-1798-97-5","source":"California Legislative Information bulk export (pubinfo)"}