{"code":"CIV","codeName":"Civil Code","section":"1810.20","citation":"Civ. Code, § 1810.20","status":"in-force","lawOn":"2026-09-28","headings":[{"name":"DIVISION 3. OBLIGATIONS [1427. - 3273.91.]","url":"https://blackletter.si/civil-code/division-3"},{"name":"PART 4. OBLIGATIONS ARISING FROM PARTICULAR TRANSACTIONS [1738. - 3273.91.]","url":"https://blackletter.si/civil-code/division-3/part-4"},{"name":"TITLE 2. CREDIT SALES [1801. - 1812.35.]","url":"https://blackletter.si/civil-code/division-3/part-4/title-2"},{"name":"CHAPTER 1. Retail Installment Sales [1801. - 1812.20.]","url":"https://blackletter.si/civil-code/division-3/part-4/title-2/chapter-1"},{"name":"ARTICLE 10.5. Retail Installment Account Credit Card Periodic Rate Disclosures [1810.20. - 1810.21.]","url":"https://blackletter.si/civil-code/division-3/part-4/title-2/chapter-1/article-10.5"}],"history":"Amended by Stats. 2000, Ch. 375, Sec. 6.   Effective January 1, 2001.","effective":"2001-01-01","html":"<p>This article shall be known and may be cited as the “Areias Retail Installment Account Full Disclosure Act of 1986.”</p>","text":"This article shall be known and may be cited as the “Areias Retail Installment Account Full Disclosure Act of 1986.”","otherVersions":[],"url":"https://blackletter.si/civil-code/retail-installment-account-credit-card-periodic-rate-1810-20","source":"California Legislative Information bulk export (pubinfo)"}