{"code":"CIV","codeName":"Civil Code","section":"1812.400","citation":"Civ. Code, § 1812.400","status":"in-force","lawOn":"2026-09-28","headings":[{"name":"DIVISION 3. OBLIGATIONS [1427. - 3273.91.]","url":"https://blackletter.si/civil-code/division-3"},{"name":"PART 4. OBLIGATIONS ARISING FROM PARTICULAR TRANSACTIONS [1738. - 3273.91.]","url":"https://blackletter.si/civil-code/division-3/part-4"},{"name":"TITLE 2.9. CREDITOR REMEDIES: DISABILITY INSURANCE [1812.400. - 1812.410.]","url":"https://blackletter.si/civil-code/division-3/part-4/title-2.9"}],"history":"Added by Stats. 1983, Ch. 973, Sec. 1.","effective":null,"html":"<p>The Legislature finds and declares that it is unfair for a creditor who has directly participated in, arranged, or received a commission or other compensation for the sale of credit disability insurance to the debtor, or that creditor’s successor in interest, to invoke a creditor’s remedy because of a debtor’s nonpayment of any sum which has become due during a period of disability until a reasonable time has passed for the disability insurance claim to be filed, verified and processed.</p>","text":"The Legislature finds and declares that it is unfair for a creditor who has directly participated in, arranged, or received a commission or other compensation for the sale of credit disability insurance to the debtor, or that creditor’s successor in interest, to invoke a creditor’s remedy because of a debtor’s nonpayment of any sum which has become due during a period of disability until a reasonable time has passed for the disability insurance claim to be filed, verified and processed.","otherVersions":[],"url":"https://blackletter.si/civil-code/creditor-remedies-disability-insurance-1812-400","source":"California Legislative Information bulk export (pubinfo)"}