{"code":"CIV","codeName":"Civil Code","section":"1917.073","citation":"Civ. Code, § 1917.073","status":"not-in-force","lawOn":"2026-09-28","headings":[{"name":"DIVISION 3. OBLIGATIONS [1427. - 3273.91.]","url":"https://blackletter.si/civil-code/division-3"},{"name":"PART 4. OBLIGATIONS ARISING FROM PARTICULAR TRANSACTIONS [1738. - 3273.91.]","url":"https://blackletter.si/civil-code/division-3/part-4"},{"name":"TITLE 4. LOAN [1884. - 1923.10.]","url":"https://blackletter.si/civil-code/division-3/part-4/title-4"},{"name":"CHAPTER 4. Shared Appreciation Loans of E.R.I.S.A. Pension Funds [1917.010. - 1917.075.]","url":"https://blackletter.si/civil-code/division-3/part-4/title-4/chapter-4"},{"name":"ARTICLE 7. Notices and Disclosures [1917.070. - 1917.075.]","url":"https://blackletter.si/civil-code/division-3/part-4/title-4/chapter-4/article-7"}],"history":"Repealed and added by Stats. 1982, Ch. 466, Sec. 11.   Inoperative January 1, 1990, by Stats. 1982, Ch. 466, Sec. 11.5.","effective":null,"html":"<p>Each lender making a shared appreciation loan shall additionally furnish to the prospective borrower, prior to the consummation of the loan, a statement containing the following information:</p><br /><p>IMPORTANT INFORMATION ABOUT YOUR SHARED APPRECIATION LOAN</p><br /><p>You are being offered a shared appreciation loan. Before you decide to accept this loan read this statement, which is designed to provide important information that you should consider.</p><p>1. Prevailing interest rate: __%.</p><p>2. Fixed interest rate on this loan: __%.</p><p>3. Lender’s share of net appreciated value: one-third.</p><p>4. Amount of this loan: $__.</p><p>5. Amount of the monthly payments: $__.</p><p>6. Term of this loan: __ years.</p><p>7. Amortization period on which payments are calculated: 30 years.</p><p>8. Prepayment penalty (if any) __.</p><br />","text":"Each lender making a shared appreciation loan shall additionally furnish to the prospective borrower, prior to the consummation of the loan, a statement containing the following information: IMPORTANT INFORMATION ABOUT YOUR SHARED APPRECIATION LOAN You are being offered a shared appreciation loan. Before you decide to accept this loan read this statement, which is designed to provide important information that you should consider. 1. Prevailing interest rate: __%. 2. Fixed interest rate on this loan: __%. 3. Lender’s share of net appreciated value: one-third. 4. Amount of this loan: $__. 5. Amount of the monthly payments: $__. 6. Term of this loan: __ years. 7. Amortization period on which payments are calculated: 30 years. 8. Prepayment penalty (if any) __.","otherVersions":[],"url":"https://blackletter.si/civil-code/notices-and-disclosures-1917-073","source":"California Legislative Information bulk export (pubinfo)"}