{"code":"CIV","codeName":"Civil Code","section":"2924.15","citation":"Civ. Code, § 2924.15","status":"in-force","lawOn":"2026-09-28","headings":[{"name":"DIVISION 3. OBLIGATIONS [1427. - 3273.91.]","url":"https://blackletter.si/civil-code/division-3"},{"name":"PART 4. OBLIGATIONS ARISING FROM PARTICULAR TRANSACTIONS [1738. - 3273.91.]","url":"https://blackletter.si/civil-code/division-3/part-4"},{"name":"TITLE 14. LIEN [2872. - 3081.]","url":"https://blackletter.si/civil-code/division-3/part-4/title-14"},{"name":"CHAPTER 2. Mortgage [2920. - 2968.]","url":"https://blackletter.si/civil-code/division-3/part-4/title-14/chapter-2"},{"name":"ARTICLE 1. Mortgages in General [2920. - 2944.10.]","url":"https://blackletter.si/civil-code/division-3/part-4/title-14/chapter-2/article-1"}],"history":"Amended by Stats. 2024, Ch. 601, Sec. 3.   (SB 1146)   Effective January 1, 2025.   Operative January 1, 2023, by its own provisions.","effective":"2025-01-01","html":"<p>(a) Unless otherwise provided, paragraph (5) of subdivision (a) of Section <a href=\"/civ/2924\">2924</a> and Sections <a href=\"/civ/2923.5\">2923.5</a>, <a href=\"/civ/2923.55\">2923.55</a>, <a href=\"/civ/2923.6\">2923.6</a>, <a href=\"/civ/2923.7\">2923.7</a>, <a href=\"/civ/2924.9\">2924.9</a>, <a href=\"/civ/2924.10\">2924.10</a>, <a href=\"/civ/2924.11\">2924.11</a>, and <a href=\"/civ/2924.18\">2924.18</a> shall apply only to a first lien mortgage or deed of trust that is secured by owner-occupied residential real property containing no more than four dwelling units.</p><p>(b) For purposes of this section, “owner-occupied” means that the property is the principal residence of the borrower and is security for a loan made for personal, family, or household purposes.</p>","text":"(a) Unless otherwise provided, paragraph (5) of subdivision (a) of Section 2924 and Sections 2923.5, 2923.55, 2923.6, 2923.7, 2924.9, 2924.10, 2924.11, and 2924.18 shall apply only to a first lien mortgage or deed of trust that is secured by owner-occupied residential real property containing no more than four dwelling units. (b) For purposes of this section, “owner-occupied” means that the property is the principal residence of the borrower and is security for a loan made for personal, family, or household purposes.","otherVersions":[],"url":"https://blackletter.si/civil-code/mortgages-in-general-2924-15","source":"California Legislative Information bulk export (pubinfo)"}