{"code":"CIV","codeName":"Civil Code","section":"2945.5","citation":"Civ. Code, § 2945.5","status":"in-force","lawOn":"2026-09-28","headings":[{"name":"DIVISION 3. OBLIGATIONS [1427. - 3273.91.]","url":"https://blackletter.si/civil-code/division-3"},{"name":"PART 4. OBLIGATIONS ARISING FROM PARTICULAR TRANSACTIONS [1738. - 3273.91.]","url":"https://blackletter.si/civil-code/division-3/part-4"},{"name":"TITLE 14. LIEN [2872. - 3081.]","url":"https://blackletter.si/civil-code/division-3/part-4/title-14"},{"name":"CHAPTER 2. Mortgage [2920. - 2968.]","url":"https://blackletter.si/civil-code/division-3/part-4/title-14/chapter-2"},{"name":"ARTICLE 1.5. Mortgage Foreclosure Consultants [2945. - 2945.11.]","url":"https://blackletter.si/civil-code/division-3/part-4/title-14/chapter-2/article-1.5"}],"history":"Amended by Stats. 1980, Ch. 676, Sec. 53.","effective":null,"html":"<p>Any waiver by an owner of the provisions of this article shall be deemed void and unenforceable as contrary to public policy. Any attempt by a foreclosure consultant to induce an owner to waive his rights shall be deemed a violation of this article.</p>","text":"Any waiver by an owner of the provisions of this article shall be deemed void and unenforceable as contrary to public policy. Any attempt by a foreclosure consultant to induce an owner to waive his rights shall be deemed a violation of this article.","otherVersions":[],"url":"https://blackletter.si/civil-code/mortgage-foreclosure-consultants-2945-5","source":"California Legislative Information bulk export (pubinfo)"}