{"code":"CIV","codeName":"Civil Code","section":"3273.16","citation":"Civ. Code, § 3273.16","status":"in-force","lawOn":"2026-09-28","headings":[{"name":"DIVISION 3. OBLIGATIONS [1427. - 3273.91.]","url":"https://blackletter.si/civil-code/division-3"},{"name":"PART 4. OBLIGATIONS ARISING FROM PARTICULAR TRANSACTIONS [1738. - 3273.91.]","url":"https://blackletter.si/civil-code/division-3/part-4"},{"name":"TITLE 19. COVID-19 Small Landlord and Homeowner Relief Act [3273.01. - 3273.16.]","url":"https://blackletter.si/civil-code/division-3/part-4/title-19"},{"name":"CHAPTER 2. Mortgages [3273.10. - 3273.16.]","url":"https://blackletter.si/civil-code/division-3/part-4/title-19/chapter-2"}],"history":"Added by Stats. 2020, Ch. 37, Sec. 13.   (AB 3088)   Effective August 31, 2020.","effective":"2020-08-31","html":"<p>Any waiver by a borrower of the provisions of this article is contrary to public policy and shall be void.</p>","text":"Any waiver by a borrower of the provisions of this article is contrary to public policy and shall be void.","otherVersions":[],"url":"https://blackletter.si/civil-code/mortgages-3273-16","source":"California Legislative Information bulk export (pubinfo)"}