{"code":"CIV","codeName":"Civil Code","section":"3273.28","citation":"Civ. Code, § 3273.28","status":"in-force","lawOn":"2026-09-28","headings":[{"name":"DIVISION 3. OBLIGATIONS [1427. - 3273.91.]","url":"https://blackletter.si/civil-code/division-3"},{"name":"PART 4. OBLIGATIONS ARISING FROM PARTICULAR TRANSACTIONS [1738. - 3273.91.]","url":"https://blackletter.si/civil-code/division-3/part-4"},{"name":"TITLE 19.1. Mortgage Forbearance Act [3273.20. - 3273.30.]","url":"https://blackletter.si/civil-code/division-3/part-4/title-19.1"}],"history":"Added by Stats. 2025, Ch. 128, Sec. 1.   (AB 238)   Effective September 22, 2025.","effective":"2025-09-22","html":"<p>The Department of Financial Protection and Innovation shall post all of the following on its website:</p><p>(a) Links to the provisions of servicing guidelines pertaining to disaster-related forbearance relief for federally backed loans.</p><p>(b) A summary of Fannie Mae and Freddie Mac guidance to assist borrowers in understanding their forbearance programs.</p><p>(c) A dedicated telephone number for borrowers seeking assistance.</p>","text":"The Department of Financial Protection and Innovation shall post all of the following on its website: (a) Links to the provisions of servicing guidelines pertaining to disaster-related forbearance relief for federally backed loans. (b) A summary of Fannie Mae and Freddie Mac guidance to assist borrowers in understanding their forbearance programs. (c) A dedicated telephone number for borrowers seeking assistance.","otherVersions":[],"url":"https://blackletter.si/civil-code/mortgage-forbearance-act-3273-28","source":"California Legislative Information bulk export (pubinfo)"}