{"code":"FIN","codeName":"Financial Code","section":"12314.1","citation":"Fin. Code, § 12314.1","status":"in-force","lawOn":"2026-09-28","headings":[{"name":"DIVISION 3. CHECK SELLERS, BILL PAYERS, AND PRORATERS [12000. - 12404.]","url":"https://blackletter.si/financial-code/division-3"},{"name":"CHAPTER 4. Licensee Regulations [12300. - 12332.]","url":"https://blackletter.si/financial-code/division-3/chapter-4"}],"history":"Added by Stats. 1972, Ch. 999.","effective":null,"html":"<p>A cancellation fee or termination penalty may not be charged to a debtor.</p>","text":"A cancellation fee or termination penalty may not be charged to a debtor.","otherVersions":[],"url":"https://blackletter.si/financial-code/licensee-regulations-12314-1","source":"California Legislative Information bulk export (pubinfo)"}