{"code":"FIN","codeName":"Financial Code","section":"18205","citation":"Fin. Code, § 18205","status":"in-force","lawOn":"2026-09-28","headings":[{"name":"DIVISION 7. INDUSTRIAL LOAN COMPANIES [18000. - 18707.]","url":"https://blackletter.si/financial-code/division-7"},{"name":"CHAPTER 3. Loans and Purchased Obligations [18190. - 18303.]","url":"https://blackletter.si/financial-code/division-7/chapter-3"},{"name":"ARTICLE 2. Terms and Maximum Charges [18205. - 18222.]","url":"https://blackletter.si/financial-code/division-7/chapter-3/article-2"}],"history":"Amended by Stats. 1988, Ch. 427, Sec. 1.","effective":null,"html":"<p>Except as otherwise provided for in this division, an industrial loan company shall not make any loan or purchase or discount any other obligation that provides for a repayment of principal over more than 120 months and 30 days.</p>","text":"Except as otherwise provided for in this division, an industrial loan company shall not make any loan or purchase or discount any other obligation that provides for a repayment of principal over more than 120 months and 30 days.","otherVersions":[],"url":"https://blackletter.si/financial-code/terms-and-maximum-charges-18205","source":"California Legislative Information bulk export (pubinfo)"}