{"code":"FIN","codeName":"Financial Code","section":"18220","citation":"Fin. Code, § 18220","status":"in-force","lawOn":"2026-09-28","headings":[{"name":"DIVISION 7. INDUSTRIAL LOAN COMPANIES [18000. - 18707.]","url":"https://blackletter.si/financial-code/division-7"},{"name":"CHAPTER 3. Loans and Purchased Obligations [18190. - 18303.]","url":"https://blackletter.si/financial-code/division-7/chapter-3"},{"name":"ARTICLE 2. Terms and Maximum Charges [18205. - 18222.]","url":"https://blackletter.si/financial-code/division-7/chapter-3/article-2"}],"history":"Amended by Stats. 2016, Ch. 50, Sec. 38.   (SB 1005)   Effective January 1, 2017.","effective":"2017-01-01","html":"<p>An industrial loan company shall not induce any spouses, jointly or severally, to become obligated, directly or contingently or both, under more than one contract of loan at the same time, with the result of obtaining a higher rate of charge than would otherwise be permitted by this division.</p>","text":"An industrial loan company shall not induce any spouses, jointly or severally, to become obligated, directly or contingently or both, under more than one contract of loan at the same time, with the result of obtaining a higher rate of charge than would otherwise be permitted by this division.","otherVersions":[],"url":"https://blackletter.si/financial-code/terms-and-maximum-charges-18220","source":"California Legislative Information bulk export (pubinfo)"}