{"code":"FIN","codeName":"Financial Code","section":"18439","citation":"Fin. Code, § 18439","status":"in-force","lawOn":"2026-09-28","headings":[{"name":"DIVISION 7. INDUSTRIAL LOAN COMPANIES [18000. - 18707.]","url":"https://blackletter.si/financial-code/division-7"},{"name":"CHAPTER 6. Prohibited Practices and Penalties [18435. - 18457.]","url":"https://blackletter.si/financial-code/division-7/chapter-6"}],"history":"Added by Stats. 1976, Ch. 964.","effective":null,"html":"<p>If any amount in excess of the charges permitted by this division, including interest, is charged, contracted for, or received in the making or collection of a contract of loan, except as a result of an accidental and bona fide error in computation, such contract is void and no person has any right to collect or receive the principal, interest, or charges.</p>","text":"If any amount in excess of the charges permitted by this division, including interest, is charged, contracted for, or received in the making or collection of a contract of loan, except as a result of an accidental and bona fide error in computation, such contract is void and no person has any right to collect or receive the principal, interest, or charges.","otherVersions":[],"url":"https://blackletter.si/financial-code/prohibited-practices-and-penalties-18439","source":"California Legislative Information bulk export (pubinfo)"}