{"code":"FIN","codeName":"Financial Code","section":"21051","citation":"Fin. Code, § 21051","status":"in-force","lawOn":"2026-09-28","headings":[{"name":"DIVISION 8. PAWNBROKERS [21000. - 21413.]","url":"https://blackletter.si/financial-code/division-8"},{"name":"CHAPTER 1. General Provisions [21000. - 21051.]","url":"https://blackletter.si/financial-code/division-8/chapter-1"},{"name":"ARTICLE 2. Exceptions to This Division [21050. - 21051.]","url":"https://blackletter.si/financial-code/division-8/chapter-1/article-2"}],"history":"Amended by Stats. 1987, Ch. 576, Sec. 1.","effective":null,"html":"<p>(a) The limitations with respect to rates and charges set forth in Sections <a href=\"/fin/21200\">21200</a> and <a href=\"/fin/21200.5\">21200.5</a> do not apply to any loan of a bona fide principal amount of two thousand five hundred dollars ($2,500) or more if this section is not used for the purpose of evading this division.</p><p>(b) In determining whether a loan is a loan of the principal amount of two thousand five hundred dollars ($2,500), Section <a href=\"/fin/22054\">22054</a> shall apply.</p>","text":"(a) The limitations with respect to rates and charges set forth in Sections 21200 and 21200.5 do not apply to any loan of a bona fide principal amount of two thousand five hundred dollars ($2,500) or more if this section is not used for the purpose of evading this division. (b) In determining whether a loan is a loan of the principal amount of two thousand five hundred dollars ($2,500), Section 22054 shall apply.","otherVersions":[],"url":"https://blackletter.si/financial-code/exceptions-to-this-division-21051","source":"California Legislative Information bulk export (pubinfo)"}