{"code":"FIN","codeName":"Financial Code","section":"22300","citation":"Fin. Code, § 22300","status":"in-force","lawOn":"2026-09-28","headings":[{"name":"DIVISION 9. CALIFORNIA FINANCING LAW [22000. - 22780.1.]","url":"https://blackletter.si/financial-code/division-9"},{"name":"CHAPTER 2. Consumer Loans [22200. - 22470.]","url":"https://blackletter.si/financial-code/division-9/chapter-2"},{"name":"ARTICLE 3. Loan Regulations [22300. - 22347.]","url":"https://blackletter.si/financial-code/division-9/chapter-2/article-3"}],"history":"Added by Stats. 1994, Ch. 1115, Sec. 2.   Effective January 1, 1995.   Operative July 1, 1995, by Sec. 5 of Ch. 1115.","effective":"1995-01-01","html":"<p>No licensee shall directly or indirectly charge, contract for, or receive any interest or charge of any nature unless a loan is made.</p>","text":"No licensee shall directly or indirectly charge, contract for, or receive any interest or charge of any nature unless a loan is made.","otherVersions":[],"url":"https://blackletter.si/financial-code/loan-regulations-22300","source":"California Legislative Information bulk export (pubinfo)"}