{"code":"FIN","codeName":"Financial Code","section":"22306","citation":"Fin. Code, § 22306","status":"in-force","lawOn":"2026-09-28","headings":[{"name":"DIVISION 9. CALIFORNIA FINANCING LAW [22000. - 22780.1.]","url":"https://blackletter.si/financial-code/division-9"},{"name":"CHAPTER 2. Consumer Loans [22200. - 22470.]","url":"https://blackletter.si/financial-code/division-9/chapter-2"},{"name":"ARTICLE 3. Loan Regulations [22300. - 22347.]","url":"https://blackletter.si/financial-code/division-9/chapter-2/article-3"}],"history":"Added by Stats. 1994, Ch. 1115, Sec. 2.   Effective January 1, 1995.   Operative July 1, 1995, by Sec. 5 of Ch. 1115.","effective":"1995-01-01","html":"<p>No amount in excess of that allowed by this article shall be directly or indirectly charged, contracted for, or received by any person, and the total charges of the finance lender and broker and any other person in the aggregate shall not exceed the maximum rate provided for in this article.</p>","text":"No amount in excess of that allowed by this article shall be directly or indirectly charged, contracted for, or received by any person, and the total charges of the finance lender and broker and any other person in the aggregate shall not exceed the maximum rate provided for in this article.","otherVersions":[],"url":"https://blackletter.si/financial-code/loan-regulations-22306","source":"California Legislative Information bulk export (pubinfo)"}