{"code":"FIN","codeName":"Financial Code","section":"22346","citation":"Fin. Code, § 22346","status":"in-force","lawOn":"2026-09-28","headings":[{"name":"DIVISION 9. CALIFORNIA FINANCING LAW [22000. - 22780.1.]","url":"https://blackletter.si/financial-code/division-9"},{"name":"CHAPTER 2. Consumer Loans [22200. - 22470.]","url":"https://blackletter.si/financial-code/division-9/chapter-2"},{"name":"ARTICLE 3. Loan Regulations [22300. - 22347.]","url":"https://blackletter.si/financial-code/division-9/chapter-2/article-3"}],"history":"Added by Stats. 2009, Ch. 629, Sec. 6.   (AB 260)   Effective January 1, 2010.","effective":"2010-01-01","html":"<p>Any licensee that violates any provision of any of the following federal acts or regulations violates this division:</p><p>(a) The federal Real Estate Settlement Procedures Act, as amended (12 U.S.C. Sec. 2601 et seq.).</p><p>(b) The federal Truth in Lending Act, as amended (15 U.S.C. Sec. 1601 et seq.).</p><p>(c) The federal Home Ownership Equity Protection Act (15 U.S.C. Sec. 1639).</p><p>(d) Any regulation promulgated under any of the federal acts in subdivision (a), (b), or (c).</p>","text":"Any licensee that violates any provision of any of the following federal acts or regulations violates this division: (a) The federal Real Estate Settlement Procedures Act, as amended (12 U.S.C. Sec. 2601 et seq.). (b) The federal Truth in Lending Act, as amended (15 U.S.C. Sec. 1601 et seq.). (c) The federal Home Ownership Equity Protection Act (15 U.S.C. Sec. 1639). (d) Any regulation promulgated under any of the federal acts in subdivision (a), (b), or (c).","otherVersions":[],"url":"https://blackletter.si/financial-code/loan-regulations-22346","source":"California Legislative Information bulk export (pubinfo)"}