{"code":"FIN","codeName":"Financial Code","section":"22451","citation":"Fin. Code, § 22451","status":"in-force","lawOn":"2026-09-28","headings":[{"name":"DIVISION 9. CALIFORNIA FINANCING LAW [22000. - 22780.1.]","url":"https://blackletter.si/financial-code/division-9"},{"name":"CHAPTER 2. Consumer Loans [22200. - 22470.]","url":"https://blackletter.si/financial-code/division-9/chapter-2"},{"name":"ARTICLE 5. Open-End Loan Programs [22450. - 22467.]","url":"https://blackletter.si/financial-code/division-9/chapter-2/article-5"}],"history":"Repealed and added by Stats. 1994, Ch. 1115, Sec. 2.   Effective January 1, 1995.   Operative July 1, 1995, by Sec. 5 of Ch. 1115.","effective":"1995-01-01","html":"<p>If an open-end credit program is not primarily for the purpose of purchasing or leasing goods or services from the licensee, then all credit extended through use of the program, including transactions that involve the purchase or lease of goods or services from the licensee, shall be subject to this division.</p>","text":"If an open-end credit program is not primarily for the purpose of purchasing or leasing goods or services from the licensee, then all credit extended through use of the program, including transactions that involve the purchase or lease of goods or services from the licensee, shall be subject to this division.","otherVersions":[],"url":"https://blackletter.si/financial-code/open-end-loan-programs-22451","source":"California Legislative Information bulk export (pubinfo)"}