{"code":"FIN","codeName":"Financial Code","section":"22601","citation":"Fin. Code, § 22601","status":"in-force","lawOn":"2026-09-28","headings":[{"name":"DIVISION 9. CALIFORNIA FINANCING LAW [22000. - 22780.1.]","url":"https://blackletter.si/financial-code/division-9"},{"name":"CHAPTER 3. Commercial Loans [22500. - 22650.]","url":"https://blackletter.si/financial-code/division-9/chapter-3"},{"name":"ARTICLE 3. Loan Regulations [22600. - 22604.]","url":"https://blackletter.si/financial-code/division-9/chapter-3/article-3"}],"history":"Repealed and added by Stats. 1994, Ch. 1115, Sec. 2.   Effective January 1, 1995.   Operative July 1, 1995, by Sec. 5 of Ch. 1115.","effective":"1995-01-01","html":"<p>With respect to a loan under this division, a fee not to exceed fifteen dollars ($15) for the return by a depository institution of a dishonored check, negotiable order of withdrawal, or share draft may be charged and collected by the licensee. The fee is not included in charges as defined in this division.</p>","text":"With respect to a loan under this division, a fee not to exceed fifteen dollars ($15) for the return by a depository institution of a dishonored check, negotiable order of withdrawal, or share draft may be charged and collected by the licensee. The fee is not included in charges as defined in this division.","otherVersions":[],"url":"https://blackletter.si/financial-code/loan-regulations-22601","source":"California Legislative Information bulk export (pubinfo)"}