{"code":"HSC","codeName":"Health and Safety Code","section":"35812","citation":"Health & Saf. Code, § 35812","status":"in-force","lawOn":"2026-09-28","headings":[{"name":"DIVISION 24. COMMUNITY DEVELOPMENT AND HOUSING [33000. - 37964.]","url":"https://blackletter.si/health-and-safety-code/division-24"},{"name":"PART 6. FINANCIAL DISCRIMINATION [35800. - 35833.]","url":"https://blackletter.si/health-and-safety-code/division-24/part-6"},{"name":"CHAPTER 3. Prohibitions and Enforcement [35810. - 35816.]","url":"https://blackletter.si/health-and-safety-code/division-24/part-6/chapter-3"}],"history":"Added by Stats. 1977, Ch. 1140.","effective":null,"html":"<p>No financial institution shall consider the racial, ethnic, religious, or national origin composition of a neighborhood or geographic area surrounding a housing accommodation or whether or not such composition is undergoing change, or is expected to undergo change, in appraising a housing accommodation or in determining whether or not, and under what terms and conditions, to provide financial assistance for the purpose of purchasing, constructing, rehabilitating, improving, or refinancing a housing accommodation. No financial institution shall utilize appraisal practices that are inconsistent with the provisions of this part.</p>","text":"No financial institution shall consider the racial, ethnic, religious, or national origin composition of a neighborhood or geographic area surrounding a housing accommodation or whether or not such composition is undergoing change, or is expected to undergo change, in appraising a housing accommodation or in determining whether or not, and under what terms and conditions, to provide financial assistance for the purpose of purchasing, constructing, rehabilitating, improving, or refinancing a housing accommodation. No financial institution shall utilize appraisal practices that are inconsistent with the provisions of this part.","otherVersions":[],"url":"https://blackletter.si/health-and-safety-code/prohibitions-and-enforcement-35812","source":"California Legislative Information bulk export (pubinfo)"}