{"code":"HSC","codeName":"Health and Safety Code","section":"51175","citation":"Health & Saf. Code, § 51175","status":"in-force","lawOn":"2026-09-28","headings":[{"name":"DIVISION 31. HOUSING AND HOME FINANCE [50000. - 54949.]","url":"https://blackletter.si/health-and-safety-code/division-31"},{"name":"PART 3. CALIFORNIA HOUSING FINANCE AGENCY [50900. - 51532.]","url":"https://blackletter.si/health-and-safety-code/division-31/part-3"},{"name":"CHAPTER 5. Financing of Housing Developments and Residential Structures [51100. - 51252.]","url":"https://blackletter.si/health-and-safety-code/division-31/part-3/chapter-5"},{"name":"ARTICLE 4. Lender of Last Resort [51175. - 51177.]","url":"https://blackletter.si/health-and-safety-code/division-31/part-3/chapter-5/article-4"}],"history":"Amended by Stats. 2013, Ch. 82, Sec. 4.   (AB 984)   Effective August 12, 2013.","effective":"2013-08-12","html":"<p>Except as provided in this article, the agency shall not make construction loans or first mortgage loans for the purpose of financing owner-occupied residential structures unless those loans are made through a qualified mortgage lender.</p>","text":"Except as provided in this article, the agency shall not make construction loans or first mortgage loans for the purpose of financing owner-occupied residential structures unless those loans are made through a qualified mortgage lender.","otherVersions":[],"url":"https://blackletter.si/health-and-safety-code/lender-of-last-resort-51175","source":"California Legislative Information bulk export (pubinfo)"}