{"code":"INS","codeName":"Insurance Code","section":"10181.2","citation":"Ins. Code, § 10181.2","status":"in-force","lawOn":"2026-09-28","headings":[{"name":"DIVISION 2. CLASSES OF INSURANCE [1880. - 12880.8.]","url":"https://blackletter.si/insurance-code/division-2"},{"name":"PART 2. LIFE AND DISABILITY INSURANCE [10110. - 11549.]","url":"https://blackletter.si/insurance-code/division-2/part-2"},{"name":"CHAPTER 1. The Contract [10110. - 10198.10.]","url":"https://blackletter.si/insurance-code/division-2/part-2/chapter-1"},{"name":"ARTICLE 4.5. Review of Rate Increases [10181. - 10181.14.]","url":"https://blackletter.si/insurance-code/division-2/part-2/chapter-1/article-4.5"}],"history":"Amended by Stats. 2023, Ch. 557, Sec. 5.   (AB 1048)   Effective January 1, 2024.","effective":"2024-01-01","html":"<p>This article shall apply to a health insurance policy offered in the individual or group market in California, including a health insurance policy covering dental services and a specialized health insurance policy covering dental services. However, this article shall not apply to a nondental specialized health insurance policy, a Medicare supplement policy subject to Article 6 (commencing with Section <a href=\"/ins/10192.1\">10192.1</a>), a health insurance policy offered in the Medi-Cal program (Chapter 7 (commencing with Section <a href=\"/ins/14000\">14000</a>) of Part 3 of Division 9 of the Welfare and Institutions Code), a health insurance policy offered in the California Major Risk Medical Insurance Program (Chapter 4 (commencing with Section 15870) of Part 3.3 of Division 9 of the Welfare and Institutions Code), a health insurance conversion policy offered pursuant to Section <a href=\"/ins/12682.1\">12682.1</a>, a health insurance policy offered to a federally eligible defined individual under Chapter 9.5 (commencing with Section <a href=\"/ins/10900\">10900</a>), or a Mexican prepaid health plan subject to Section <a href=\"/hsc/1351.2\">1351.2</a> of the Health and Safety Code.</p>","text":"This article shall apply to a health insurance policy offered in the individual or group market in California, including a health insurance policy covering dental services and a specialized health insurance policy covering dental services. However, this article shall not apply to a nondental specialized health insurance policy, a Medicare supplement policy subject to Article 6 (commencing with Section 10192.1), a health insurance policy offered in the Medi-Cal program (Chapter 7 (commencing with Section 14000) of Part 3 of Division 9 of the Welfare and Institutions Code), a health insurance policy offered in the California Major Risk Medical Insurance Program (Chapter 4 (commencing with Section 15870) of Part 3.3 of Division 9 of the Welfare and Institutions Code), a health insurance conversion policy offered pursuant to Section 12682.1, a health insurance policy offered to a federally eligible defined individual under Chapter 9.5 (commencing with Section 10900), or a Mexican prepaid health plan subject to Section 1351.2 of the Health and Safety Code.","otherVersions":[],"url":"https://blackletter.si/insurance-code/review-of-rate-increases-10181-2","source":"California Legislative Information bulk export (pubinfo)"}