{"code":"INS","codeName":"Insurance Code","section":"10232.5","citation":"Ins. Code, § 10232.5","status":"in-force","lawOn":"2026-09-28","headings":[{"name":"DIVISION 2. CLASSES OF INSURANCE [1880. - 12880.8.]","url":"https://blackletter.si/insurance-code/division-2"},{"name":"PART 2. LIFE AND DISABILITY INSURANCE [10110. - 11549.]","url":"https://blackletter.si/insurance-code/division-2/part-2"},{"name":"CHAPTER 2.6. Long-Term Care Insurance [10231. - 10237.6.]","url":"https://blackletter.si/insurance-code/division-2/part-2/chapter-2.6"},{"name":"ARTICLE 3. General Provisions [10232. - 10233.8.]","url":"https://blackletter.si/insurance-code/division-2/part-2/chapter-2.6/article-3"}],"history":"Repealed and added by Stats. 1989, Ch. 1273, Sec. 4.2.","effective":null,"html":"<p>On or after January 1, 1990, no long-term care insurance policy may be delivered or issued for delivery in this state which does any of the following:</p><p>(a) Preconditions the availability of benefits on prior hospitalization.</p><p>(b) Conditions eligibility for benefits provided in an institutional care setting on the receipt of a higher level of institutional care.</p><p>(c) Preconditions the availability of benefits for community-based care, home health care, or home care on prior institutionalization.</p><p>(d) Conditions eligibility for noninstitutional benefits, other than those in subdivision (c), on a prior institutional stay of more than 30 days.</p>","text":"On or after January 1, 1990, no long-term care insurance policy may be delivered or issued for delivery in this state which does any of the following: (a) Preconditions the availability of benefits on prior hospitalization. (b) Conditions eligibility for benefits provided in an institutional care setting on the receipt of a higher level of institutional care. (c) Preconditions the availability of benefits for community-based care, home health care, or home care on prior institutionalization. (d) Conditions eligibility for noninstitutional benefits, other than those in subdivision (c), on a prior institutional stay of more than 30 days.","otherVersions":[],"url":"https://blackletter.si/insurance-code/general-provisions-10232-5","source":"California Legislative Information bulk export (pubinfo)"}