{"code":"INS","codeName":"Insurance Code","section":"10232.95","citation":"Ins. Code, § 10232.95","status":"in-force","lawOn":"2026-09-28","headings":[{"name":"DIVISION 2. CLASSES OF INSURANCE [1880. - 12880.8.]","url":"https://blackletter.si/insurance-code/division-2"},{"name":"PART 2. LIFE AND DISABILITY INSURANCE [10110. - 11549.]","url":"https://blackletter.si/insurance-code/division-2/part-2"},{"name":"CHAPTER 2.6. Long-Term Care Insurance [10231. - 10237.6.]","url":"https://blackletter.si/insurance-code/division-2/part-2/chapter-2.6"},{"name":"ARTICLE 3. General Provisions [10232. - 10233.8.]","url":"https://blackletter.si/insurance-code/division-2/part-2/chapter-2.6/article-3"}],"history":"Added by Stats. 1997, Ch. 699, Sec. 6.3.   Effective October 6, 1997.","effective":"1997-10-06","html":"<p>Every long-term care policy or certificate that provides reimbursement for care in a nursing facility shall cover and reimburse for per diem expenses, as well as the costs of ancillary supplies and services, up to but not to exceed the maximum lifetime daily facility benefit of the policy or certificate.</p>","text":"Every long-term care policy or certificate that provides reimbursement for care in a nursing facility shall cover and reimburse for per diem expenses, as well as the costs of ancillary supplies and services, up to but not to exceed the maximum lifetime daily facility benefit of the policy or certificate.","otherVersions":[],"url":"https://blackletter.si/insurance-code/general-provisions-10232-95","source":"California Legislative Information bulk export (pubinfo)"}