{"code":"INS","codeName":"Insurance Code","section":"10232.97","citation":"Ins. Code, § 10232.97","status":"in-force","lawOn":"2026-09-28","headings":[{"name":"DIVISION 2. CLASSES OF INSURANCE [1880. - 12880.8.]","url":"https://blackletter.si/insurance-code/division-2"},{"name":"PART 2. LIFE AND DISABILITY INSURANCE [10110. - 11549.]","url":"https://blackletter.si/insurance-code/division-2/part-2"},{"name":"CHAPTER 2.6. Long-Term Care Insurance [10231. - 10237.6.]","url":"https://blackletter.si/insurance-code/division-2/part-2/chapter-2.6"},{"name":"ARTICLE 3. General Provisions [10232. - 10233.8.]","url":"https://blackletter.si/insurance-code/division-2/part-2/chapter-2.6/article-3"}],"history":"Added by Stats. 1999, Ch. 947, Sec. 7.   Effective January 1, 2000.","effective":"2000-01-01","html":"<p>In every long-term care policy or certificate that covers care in a nursing facility, the threshold establishing eligibility for nursing facility care shall be no more restrictive than a provision that the insured will qualify if either one of two criteria are met:</p><p>(a) Impairment in two activities of daily living.</p><p>(b) Impairment in cognitive ability.</p>","text":"In every long-term care policy or certificate that covers care in a nursing facility, the threshold establishing eligibility for nursing facility care shall be no more restrictive than a provision that the insured will qualify if either one of two criteria are met: (a) Impairment in two activities of daily living. (b) Impairment in cognitive ability.","otherVersions":[],"url":"https://blackletter.si/insurance-code/general-provisions-10232-97","source":"California Legislative Information bulk export (pubinfo)"}