{"code":"INS","codeName":"Insurance Code","section":"10233","citation":"Ins. Code, § 10233","status":"in-force","lawOn":"2026-09-28","headings":[{"name":"DIVISION 2. CLASSES OF INSURANCE [1880. - 12880.8.]","url":"https://blackletter.si/insurance-code/division-2"},{"name":"PART 2. LIFE AND DISABILITY INSURANCE [10110. - 11549.]","url":"https://blackletter.si/insurance-code/division-2/part-2"},{"name":"CHAPTER 2.6. Long-Term Care Insurance [10231. - 10237.6.]","url":"https://blackletter.si/insurance-code/division-2/part-2/chapter-2.6"},{"name":"ARTICLE 3. General Provisions [10232. - 10233.8.]","url":"https://blackletter.si/insurance-code/division-2/part-2/chapter-2.6/article-3"}],"history":"Added by Stats. 1989, Ch. 1273, Sec. 7.","effective":null,"html":"<p>Precedent to the payment of benefits for any care covered by the terms of the policy, any insurer offering long-term care insurance as described in Section <a href=\"/ins/10231.2\">10231.2</a> may obtain a written declaration by a physician, independent needs assessment agency, or any other source of independent judgment suitable to the insurer that services are necessary.</p>","text":"Precedent to the payment of benefits for any care covered by the terms of the policy, any insurer offering long-term care insurance as described in Section 10231.2 may obtain a written declaration by a physician, independent needs assessment agency, or any other source of independent judgment suitable to the insurer that services are necessary.","otherVersions":[],"url":"https://blackletter.si/insurance-code/general-provisions-10233","source":"California Legislative Information bulk export (pubinfo)"}