{"code":"INS","codeName":"Insurance Code","section":"10237.3","citation":"Ins. Code, § 10237.3","status":"in-force","lawOn":"2026-09-28","headings":[{"name":"DIVISION 2. CLASSES OF INSURANCE [1880. - 12880.8.]","url":"https://blackletter.si/insurance-code/division-2"},{"name":"PART 2. LIFE AND DISABILITY INSURANCE [10110. - 11549.]","url":"https://blackletter.si/insurance-code/division-2/part-2"},{"name":"CHAPTER 2.6. Long-Term Care Insurance [10231. - 10237.6.]","url":"https://blackletter.si/insurance-code/division-2/part-2/chapter-2.6"},{"name":"ARTICLE 5. Inflation Escalator and Benefit Increases [10237. - 10237.6.]","url":"https://blackletter.si/insurance-code/division-2/part-2/chapter-2.6/article-5"}],"history":"Added by Stats. 1990, Ch. 530, Sec. 3.","effective":null,"html":"<p>The offer in Section <a href=\"/ins/10237.1\">10237.1</a> shall not be required of any of the following:</p><p>(a) Life insurance policies or riders containing accelerated long-term care benefits.</p><p>(b) Expense incurred long-term care insurance policies. For purposes of this subdivision, “expense incurred” does not include policies paying a certain percentage of reasonable and customary charges up to a specified, indemnity-type maximum amount.</p>","text":"The offer in Section 10237.1 shall not be required of any of the following: (a) Life insurance policies or riders containing accelerated long-term care benefits. (b) Expense incurred long-term care insurance policies. For purposes of this subdivision, “expense incurred” does not include policies paying a certain percentage of reasonable and customary charges up to a specified, indemnity-type maximum amount.","otherVersions":[],"url":"https://blackletter.si/insurance-code/inflation-escalator-and-benefit-increases-10237-3","source":"California Legislative Information bulk export (pubinfo)"}