{"code":"INS","codeName":"Insurance Code","section":"10295.19","citation":"Ins. Code, § 10295.19","status":"in-force","lawOn":"2026-09-28","headings":[{"name":"DIVISION 2. CLASSES OF INSURANCE [1880. - 12880.8.]","url":"https://blackletter.si/insurance-code/division-2"},{"name":"PART 2. LIFE AND DISABILITY INSURANCE [10110. - 11549.]","url":"https://blackletter.si/insurance-code/division-2/part-2"},{"name":"CHAPTER 4. Standard Provisions in Disability Policies [10270. - 10402.1.]","url":"https://blackletter.si/insurance-code/division-2/part-2/chapter-4"},{"name":"ARTICLE 2.1. Accelerated Death Benefits [10295. - 10295.19.]","url":"https://blackletter.si/insurance-code/division-2/part-2/chapter-4/article-2.1"}],"history":"Added by Stats. 2013, Ch. 345, Sec. 7.   (SB 281)   Effective January 1, 2014.","effective":"2014-01-01","html":"<p>A policy, certificate, rider, or endorsement shall include a provision giving the policyholder or certificate holder the right to appeal to the insurer a decision regarding benefit eligibility.</p>","text":"A policy, certificate, rider, or endorsement shall include a provision giving the policyholder or certificate holder the right to appeal to the insurer a decision regarding benefit eligibility.","otherVersions":[],"url":"https://blackletter.si/insurance-code/accelerated-death-benefits-10295-19","source":"California Legislative Information bulk export (pubinfo)"}