{"code":"INS","codeName":"Insurance Code","section":"10509.963","citation":"Ins. Code, § 10509.963","status":"in-force","lawOn":"2026-09-28","headings":[{"name":"DIVISION 2. CLASSES OF INSURANCE [1880. - 12880.8.]","url":"https://blackletter.si/insurance-code/division-2"},{"name":"PART 2. LIFE AND DISABILITY INSURANCE [10110. - 11549.]","url":"https://blackletter.si/insurance-code/division-2/part-2"},{"name":"CHAPTER 5.5. Life Insurance Policy Illustrations [10509.950. - 10509.965.]","url":"https://blackletter.si/insurance-code/division-2/part-2/chapter-5.5"}],"history":"Amended by Stats. 1997, Ch. 17, Sec. 89.   Effective January 1, 1998.","effective":"1998-01-01","html":"<p>If the commissioner has reason to believe that any insurer has violated this chapter, the commissioner may request and the insurer shall file both of the following:</p><p>(a) An example of the annual report to the policy owner with notice of adverse change in nonguaranteed elements.</p><p>(b) An example of an illustration.</p>","text":"If the commissioner has reason to believe that any insurer has violated this chapter, the commissioner may request and the insurer shall file both of the following: (a) An example of the annual report to the policy owner with notice of adverse change in nonguaranteed elements. (b) An example of an illustration.","otherVersions":[],"url":"https://blackletter.si/insurance-code/life-insurance-policy-illustrations-10509-963","source":"California Legislative Information bulk export (pubinfo)"}