{"code":"INS","codeName":"Insurance Code","section":"10607","citation":"Ins. Code, § 10607","status":"in-force","lawOn":"2026-09-28","headings":[{"name":"DIVISION 2. CLASSES OF INSURANCE [1880. - 12880.8.]","url":"https://blackletter.si/insurance-code/division-2"},{"name":"PART 2. LIFE AND DISABILITY INSURANCE [10110. - 11549.]","url":"https://blackletter.si/insurance-code/division-2/part-2"},{"name":"CHAPTER 7. Disability Insurance Disclosure [10600. - 10609.]","url":"https://blackletter.si/insurance-code/division-2/part-2/chapter-7"}],"history":"Added by Stats. 1990, Ch. 1071, Sec. 2.   Section operative March 1, 1991, by its own provisions.","effective":null,"html":"<p>In addition to the other disclosures required by this chapter, every insurer and their employees or agents shall, when presenting a plan for examination or sale to any individual or the representative of a group consisting of 25 or fewer individuals, disclose in writing the ratio of incurred claims to earned premiums (loss-ratio) for the insurer’s preceding calendar year. This section shall become operative on March 1, 1991, in order to allow insurers time to comply with its provisions.</p>","text":"In addition to the other disclosures required by this chapter, every insurer and their employees or agents shall, when presenting a plan for examination or sale to any individual or the representative of a group consisting of 25 or fewer individuals, disclose in writing the ratio of incurred claims to earned premiums (loss-ratio) for the insurer’s preceding calendar year. This section shall become operative on March 1, 1991, in order to allow insurers time to comply with its provisions.","otherVersions":[],"url":"https://blackletter.si/insurance-code/disability-insurance-disclosure-10607","source":"California Legislative Information bulk export (pubinfo)"}