{"code":"INS","codeName":"Insurance Code","section":"10965.02","citation":"Ins. Code, § 10965.02","status":"in-force","lawOn":"2026-09-28","headings":[{"name":"DIVISION 2. CLASSES OF INSURANCE [1880. - 12880.8.]","url":"https://blackletter.si/insurance-code/division-2"},{"name":"PART 2. LIFE AND DISABILITY INSURANCE [10110. - 11549.]","url":"https://blackletter.si/insurance-code/division-2/part-2"},{"name":"CHAPTER 9.9. Individual Access to Health Insurance [10965. - 10965.18.]","url":"https://blackletter.si/insurance-code/division-2/part-2/chapter-9.9"}],"history":"Added by Stats. 2018, Ch. 700, Sec. 11.   (SB 1375)   Effective January 1, 2019.","effective":"2019-01-01","html":"<p>For the purposes of determining eligibility for small employer coverage, a sole proprietor and the sole proprietor’s spouse are not considered employees with respect to a sole proprietorship that consists only of the sole proprietor and the sole proprietor’s spouse. A partner and a partner’s spouse are not employees of a partnership that consists solely of partners and their spouses. Employer group health benefit plans shall not be issued, marketed, or sold to a sole proprietorship or partnership without employees directly or indirectly through any arrangement. Only individual health benefit plans shall be sold to any entity without employees.</p>","text":"For the purposes of determining eligibility for small employer coverage, a sole proprietor and the sole proprietor’s spouse are not considered employees with respect to a sole proprietorship that consists only of the sole proprietor and the sole proprietor’s spouse. A partner and a partner’s spouse are not employees of a partnership that consists solely of partners and their spouses. Employer group health benefit plans shall not be issued, marketed, or sold to a sole proprietorship or partnership without employees directly or indirectly through any arrangement. Only individual health benefit plans shall be sold to any entity without employees.","otherVersions":[],"url":"https://blackletter.si/insurance-code/individual-access-to-health-insurance-10965-02","source":"California Legislative Information bulk export (pubinfo)"}