{"code":"INS","codeName":"Insurance Code","section":"12382.4","citation":"Ins. Code, § 12382.4","status":"in-force","lawOn":"2026-09-28","headings":[{"name":"DIVISION 2. CLASSES OF INSURANCE [1880. - 12880.8.]","url":"https://blackletter.si/insurance-code/division-2"},{"name":"PART 6. INSURANCE COVERING LAND [12340. - 12661.]","url":"https://blackletter.si/insurance-code/division-2/part-6"},{"name":"CHAPTER 1. Title Insurance [12340. - 12418.4.]","url":"https://blackletter.si/insurance-code/division-2/part-6/chapter-1"},{"name":"ARTICLE 3.5. Unearned Premium Reserve and Reserve for Unpaid Losses and Loss Expense [12380. - 12388.]","url":"https://blackletter.si/insurance-code/division-2/part-6/chapter-1/article-3.5"}],"history":"Added by Stats. 1965, Ch. 272.","effective":null,"html":"<p>For the purpose of determining the amounts of the unearned premium reserve that may be withdrawn pursuant to Section <a href=\"/ins/12382.5\">12382.5</a> and the interest of the policyholders therein under Section <a href=\"/ins/12385\">12385</a>, all policies and contracts of title insurance or reinsurance shall be considered as dated on July 1 of the year of issue.</p>","text":"For the purpose of determining the amounts of the unearned premium reserve that may be withdrawn pursuant to Section 12382.5 and the interest of the policyholders therein under Section 12385, all policies and contracts of title insurance or reinsurance shall be considered as dated on July 1 of the year of issue.","otherVersions":[],"url":"https://blackletter.si/insurance-code/unearned-premium-reserve-and-reserve-for-unpaid-losses-and-12382-4","source":"California Legislative Information bulk export (pubinfo)"}