{"code":"INS","codeName":"Insurance Code","section":"1239.5","citation":"Ins. Code, § 1239.5","status":"in-force","lawOn":"2026-09-28","headings":[{"name":"DIVISION 1. GENERAL RULES GOVERNING INSURANCE [100. - 1879.8.]","url":"https://blackletter.si/insurance-code/division-1"},{"name":"PART 2. THE BUSINESS OF INSURANCE [680. - 1879.8.]","url":"https://blackletter.si/insurance-code/division-1/part-2"},{"name":"CHAPTER 2. Incorporated Insurers [1140. - 1260.]","url":"https://blackletter.si/insurance-code/division-1/part-2/chapter-2"},{"name":"ARTICLE 5.5. Life Insurance Policy Loans [1230. - 1239.5.]","url":"https://blackletter.si/insurance-code/division-1/part-2/chapter-2/article-5.5"}],"history":"Added by Stats. 1982, Ch. 1351, Sec. 3.","effective":null,"html":"<p>The provisions of this article shall not apply to any insurance contract issued before the effective date of this article unless the policyholder agrees in writing to the applicability of these provisions.</p>","text":"The provisions of this article shall not apply to any insurance contract issued before the effective date of this article unless the policyholder agrees in writing to the applicability of these provisions.","otherVersions":[],"url":"https://blackletter.si/insurance-code/life-insurance-policy-loans-1239-5","source":"California Legislative Information bulk export (pubinfo)"}