{"code":"INS","codeName":"Insurance Code","section":"12810","citation":"Ins. Code, § 12810","status":"in-force","lawOn":"2026-09-28","headings":[{"name":"DIVISION 2. CLASSES OF INSURANCE [1880. - 12880.8.]","url":"https://blackletter.si/insurance-code/division-2"},{"name":"PART 8. SERVICE CONTRACTS [12800. - 12865.]","url":"https://blackletter.si/insurance-code/division-2/part-8"}],"history":"Added by Stats. 2003, Ch. 439, Sec. 5.   Effective January 1, 2004.   Operative July 1, 2004, by Sec. 7 of Ch. 439.","effective":"2004-01-01","html":"<p>(a) No person, other than a seller, shall sell or offer for sale a vehicle service contract to a purchaser.</p><p>(b) No obligor shall use a seller as a fronting company and no seller shall act as a fronting company. For purposes of this section, a “fronting company” is a seller that authorizes a third-party obligor to use its name or business to evade or circumvent the provisions of subdivision (a).</p>","text":"(a) No person, other than a seller, shall sell or offer for sale a vehicle service contract to a purchaser. (b) No obligor shall use a seller as a fronting company and no seller shall act as a fronting company. For purposes of this section, a “fronting company” is a seller that authorizes a third-party obligor to use its name or business to evade or circumvent the provisions of subdivision (a).","otherVersions":[],"url":"https://blackletter.si/insurance-code/service-contracts-12810","source":"California Legislative Information bulk export (pubinfo)"}