{"code":"INS","codeName":"Insurance Code","section":"1634","citation":"Ins. Code, § 1634","status":"in-force","lawOn":"2026-09-28","headings":[{"name":"DIVISION 1. GENERAL RULES GOVERNING INSURANCE [100. - 1879.8.]","url":"https://blackletter.si/insurance-code/division-1"},{"name":"PART 2. THE BUSINESS OF INSURANCE [680. - 1879.8.]","url":"https://blackletter.si/insurance-code/division-1/part-2"},{"name":"CHAPTER 5. Production Agencies [1621. - 1758.993.]","url":"https://blackletter.si/insurance-code/division-1/part-2/chapter-5"},{"name":"ARTICLE 3. Licensing [1631. - 1651.]","url":"https://blackletter.si/insurance-code/division-1/part-2/chapter-5/article-3"}],"history":"Amended by Stats. 2003, Ch. 439, Sec. 4.   Effective January 1, 2004.   Operative July 1, 2004, by Sec. 7 of Ch. 439.","effective":"2004-01-01","html":"<p>No license is required under this chapter for a person to act in any of the following capacities:</p><p>(a) As a full-time salaried employee of a title insurer, controlled escrow company or an underwritten title company.</p><p>(b) As a salaried solicitor or agent of a mortgage insurer or mortgage guaranty insurer provided no part of the compensation of the person is on a commission basis.</p><p>(c) As the attorney in fact of a reciprocal or interinsurance exchange.</p><p>(d) As a life and disability insurance analyst.</p><p>(e) As a surplus line broker or special lines surplus line broker.</p><p>(f) As a bail agent, bail solicitor or bail permittee.</p><p>(g) As an employee, not paid on a commission basis, of a home protection company, including, but not limited to, soliciting, negotiating, or effecting home protection contracts by the employee.</p><p>(h) As an employee of a creditor who secures and forwards information for the purpose of obtaining group credit life, credit disability, or involuntary unemployment insurance, or for enrolling individuals in a group credit life, credit disability, or involuntary unemployment insurance plan or issuing certificates of insurance thereunder where no commission is paid to the employee for those services.</p>","text":"No license is required under this chapter for a person to act in any of the following capacities: (a) As a full-time salaried employee of a title insurer, controlled escrow company or an underwritten title company. (b) As a salaried solicitor or agent of a mortgage insurer or mortgage guaranty insurer provided no part of the compensation of the person is on a commission basis. (c) As the attorney in fact of a reciprocal or interinsurance exchange. (d) As a life and disability insurance analyst. (e) As a surplus line broker or special lines surplus line broker. (f) As a bail agent, bail solicitor or bail permittee. (g) As an employee, not paid on a commission basis, of a home protection company, including, but not limited to, soliciting, negotiating, or effecting home protection contracts by the employee. (h) As an employee of a creditor who secures and forwards information for the purpose of obtaining group credit life, credit disability, or involuntary unemployment insurance, or for enrolling individuals in a group credit life, credit disability, or involuntary unemployment insurance plan or issuing certificates of insurance thereunder where no commission is paid to the employee for those services.","otherVersions":[],"url":"https://blackletter.si/insurance-code/licensing-1634","source":"California Legislative Information bulk export (pubinfo)"}