{"code":"INS","codeName":"Insurance Code","section":"1749.85","citation":"Ins. Code, § 1749.85","status":"in-force","lawOn":"2026-09-28","headings":[{"name":"DIVISION 1. GENERAL RULES GOVERNING INSURANCE [100. - 1879.8.]","url":"https://blackletter.si/insurance-code/division-1"},{"name":"PART 2. THE BUSINESS OF INSURANCE [680. - 1879.8.]","url":"https://blackletter.si/insurance-code/division-1/part-2"},{"name":"CHAPTER 5. Production Agencies [1621. - 1758.993.]","url":"https://blackletter.si/insurance-code/division-1/part-2/chapter-5"},{"name":"ARTICLE 13.5. Prelicensing and Continuing Education [1749. - 1749.9.]","url":"https://blackletter.si/insurance-code/division-1/part-2/chapter-5/article-13.5"}],"history":"Amended by Stats. 2011, Ch. 411, Sec. 41.   (AB 1416)   Effective January 1, 2012.","effective":"2012-01-01","html":"<p>(a) The curriculum committee shall, in 2006, make recommendations to the commissioner to instruct property broker-agents, casualty broker-agents, and personal lines broker-agents and applicants for property broker-agent, casualty broker-agent, and personal lines broker-agent licenses in proper methods of estimating the replacement value of structures, and of explaining various levels of coverage under a homeowners’ insurance policy. Each provider of courses based upon this curriculum shall submit its course content to the commissioner for approval.</p><p>(b) A person who is not an insurer underwriter or actuary or other person identified by the insurer, or a licensed property broker-agent, casualty broker-agent, personal lines broker-agent, contractor, or architect shall not estimate the replacement value of a structure, or explain various levels of coverage under a homeowners’ insurance policy.</p><p>(c) This section shall not be construed to preclude licensed appraisers, contractors, and architects from estimating replacement value of a structure.</p><p>(d) However, if the Department of Insurance, by adopting a regulation, establishes standards for the calculation of estimates of replacement value of a structure by appraisers, then on and after the effective date of the regulation a real estate appraiser’s estimate of replacement value shall be calculated in accordance with the regulation.</p>","text":"(a) The curriculum committee shall, in 2006, make recommendations to the commissioner to instruct property broker-agents, casualty broker-agents, and personal lines broker-agents and applicants for property broker-agent, casualty broker-agent, and personal lines broker-agent licenses in proper methods of estimating the replacement value of structures, and of explaining various levels of coverage under a homeowners’ insurance policy. Each provider of courses based upon this curriculum shall submit its course content to the commissioner for approval. (b) A person who is not an insurer underwriter or actuary or other person identified by the insurer, or a licensed property broker-agent, casualty broker-agent, personal lines broker-agent, contractor, or architect shall not estimate the replacement value of a structure, or explain various levels of coverage under a homeowners’ insurance policy. (c) This section shall not be construed to preclude licensed appraisers, contractors, and architects from estimating replacement value of a structure. (d) However, if the Department of Insurance, by adopting a regulation, establishes standards for the calculation of estimates of replacement value of a structure by appraisers, then on and after the effective date of the regulation a real estate appraiser’s estimate of replacement value shall be calculated in accordance with the regulation.","otherVersions":[],"url":"https://blackletter.si/insurance-code/prelicensing-and-continuing-education-1749-85","source":"California Legislative Information bulk export (pubinfo)"}