{"code":"INS","codeName":"Insurance Code","section":"1853.97","citation":"Ins. Code, § 1853.97","status":"in-force","lawOn":"2026-09-28","headings":[{"name":"DIVISION 1. GENERAL RULES GOVERNING INSURANCE [100. - 1879.8.]","url":"https://blackletter.si/insurance-code/division-1"},{"name":"PART 2. THE BUSINESS OF INSURANCE [680. - 1879.8.]","url":"https://blackletter.si/insurance-code/division-1/part-2"},{"name":"CHAPTER 9. Rates and Rating and Other Organizations [1850.4. - 1861.16.]","url":"https://blackletter.si/insurance-code/division-1/part-2/chapter-9"},{"name":"ARTICLE 2.5. Making and Use of Rates—Insurance of Properties Being Purchased From Department of Veterans Affairs [1853.95. - 1853.97.]","url":"https://blackletter.si/insurance-code/division-1/part-2/chapter-9/article-2.5"}],"history":"Added by Stats. 1994, Ch. 1113, Sec. 1.   Effective January 1, 1995.","effective":"1995-01-01","html":"<p>Automobile liability insurance and automobile physical damage insurance may, at the option of the insurer, be considered a single line for rate filing purposes.</p>","text":"Automobile liability insurance and automobile physical damage insurance may, at the option of the insurer, be considered a single line for rate filing purposes.","otherVersions":[],"url":"https://blackletter.si/insurance-code/making-and-use-of-rates-insurance-of-properties-being-1853-97","source":"California Legislative Information bulk export (pubinfo)"}