{"code":"INS","codeName":"Insurance Code","section":"1861.11","citation":"Ins. Code, § 1861.11","status":"in-force","lawOn":"2026-09-28","headings":[{"name":"DIVISION 1. GENERAL RULES GOVERNING INSURANCE [100. - 1879.8.]","url":"https://blackletter.si/insurance-code/division-1"},{"name":"PART 2. THE BUSINESS OF INSURANCE [680. - 1879.8.]","url":"https://blackletter.si/insurance-code/division-1/part-2"},{"name":"CHAPTER 9. Rates and Rating and Other Organizations [1850.4. - 1861.16.]","url":"https://blackletter.si/insurance-code/division-1/part-2/chapter-9"},{"name":"ARTICLE 10. [Reduction and Control of Insurance Rates] [1861.01. - 1861.16.]","url":"https://blackletter.si/insurance-code/division-1/part-2/chapter-9/article-10"}],"history":"Added November 8, 1988, by initiative Proposition 103.","effective":null,"html":"<p>Emergency Authority. In the event that the commissioner finds that (a) insurers have substantially withdrawn from any insurance market covered by this article, including insurance described by Section <a href=\"/ins/660\">660</a>, and (b) a market assistance plan would not be sufficient to make insurance available, the commissioner shall establish a joint underwriting authority in the manner set forth by Section <a href=\"/ins/11891\">11891</a>, without the prior creation of a market assistance plan.</p>","text":"Emergency Authority. In the event that the commissioner finds that (a) insurers have substantially withdrawn from any insurance market covered by this article, including insurance described by Section 660, and (b) a market assistance plan would not be sufficient to make insurance available, the commissioner shall establish a joint underwriting authority in the manner set forth by Section 11891, without the prior creation of a market assistance plan.","otherVersions":[],"url":"https://blackletter.si/insurance-code/reduction-and-control-of-insurance-rates-1861-11","source":"California Legislative Information bulk export (pubinfo)"}