{"code":"INS","codeName":"Insurance Code","section":"1861.12","citation":"Ins. Code, § 1861.12","status":"in-force","lawOn":"2026-09-28","headings":[{"name":"DIVISION 1. GENERAL RULES GOVERNING INSURANCE [100. - 1879.8.]","url":"https://blackletter.si/insurance-code/division-1"},{"name":"PART 2. THE BUSINESS OF INSURANCE [680. - 1879.8.]","url":"https://blackletter.si/insurance-code/division-1/part-2"},{"name":"CHAPTER 9. Rates and Rating and Other Organizations [1850.4. - 1861.16.]","url":"https://blackletter.si/insurance-code/division-1/part-2/chapter-9"},{"name":"ARTICLE 10. [Reduction and Control of Insurance Rates] [1861.01. - 1861.16.]","url":"https://blackletter.si/insurance-code/division-1/part-2/chapter-9/article-10"}],"history":"Added November 8, 1988, by initiative Proposition 103.","effective":null,"html":"<p>Group Insurance Plans. Any insurer may issue any insurance coverage on a group plan, without restriction as to the purpose of the group, occupation or type of group. Group insurance rates shall not be considered to be unfairly discriminatory, if they are averaged broadly among persons insured under the group plan.</p>","text":"Group Insurance Plans. Any insurer may issue any insurance coverage on a group plan, without restriction as to the purpose of the group, occupation or type of group. Group insurance rates shall not be considered to be unfairly discriminatory, if they are averaged broadly among persons insured under the group plan.","otherVersions":[],"url":"https://blackletter.si/insurance-code/reduction-and-control-of-insurance-rates-1861-12","source":"California Legislative Information bulk export (pubinfo)"}