{"code":"INS","codeName":"Insurance Code","section":"1902","citation":"Ins. Code, § 1902","status":"in-force","lawOn":"2026-09-28","headings":[{"name":"DIVISION 2. CLASSES OF INSURANCE [1880. - 12880.8.]","url":"https://blackletter.si/insurance-code/division-2"},{"name":"PART 1. FIRE AND MARINE INSURANCE [1880. - 10108.1.]","url":"https://blackletter.si/insurance-code/division-2/part-1"},{"name":"CHAPTER 1. The Marine Contract [1880. - 2010.]","url":"https://blackletter.si/insurance-code/division-2/part-1/chapter-1"},{"name":"ARTICLE 2. Concealment and Representations—Rules Peculiar to Marine Insurance [1900. - 1905.]","url":"https://blackletter.si/insurance-code/division-2/part-1/chapter-1/article-2"}],"history":"Enacted by Stats. 1935, Ch. 145.","effective":null,"html":"<p>A person insured by a contract of marine insurance is presumed to have, at the time of insuring, knowledge of a prior loss, if the information might possibly have reached him in the usual mode of transmission and at the usual rate of communication.</p>","text":"A person insured by a contract of marine insurance is presumed to have, at the time of insuring, knowledge of a prior loss, if the information might possibly have reached him in the usual mode of transmission and at the usual rate of communication.","otherVersions":[],"url":"https://blackletter.si/insurance-code/concealment-and-representations-rules-peculiar-to-marine-1902","source":"California Legislative Information bulk export (pubinfo)"}