{"code":"INS","codeName":"Insurance Code","section":"286","citation":"Ins. Code, § 286","status":"in-force","lawOn":"2026-09-28","headings":[{"name":"DIVISION 1. GENERAL RULES GOVERNING INSURANCE [100. - 1879.8.]","url":"https://blackletter.si/insurance-code/division-1"},{"name":"PART 1. THE CONTRACT [100. - 679.75.]","url":"https://blackletter.si/insurance-code/division-1/part-1"},{"name":"CHAPTER 2. Parties, Events, and Interests [150. - 305.]","url":"https://blackletter.si/insurance-code/division-1/part-1/chapter-2"},{"name":"ARTICLE 4. Insurable Interest: Generally [280. - 287.]","url":"https://blackletter.si/insurance-code/division-1/part-1/chapter-2/article-4"}],"history":"Amended by Stats. 1935, Ch. 308.","effective":null,"html":"<p>An interest in property insured must exist when the insurance takes effect, and when the loss occurs, but need not exist in the meantime; an interest in the life or health of a person insured must exist when the insurance takes effect, but need not exist thereafter or when the loss occurs.</p>","text":"An interest in property insured must exist when the insurance takes effect, and when the loss occurs, but need not exist in the meantime; an interest in the life or health of a person insured must exist when the insurance takes effect, but need not exist thereafter or when the loss occurs.","otherVersions":[],"url":"https://blackletter.si/insurance-code/insurable-interest-generally-286","source":"California Legislative Information bulk export (pubinfo)"}