{"code":"INS","codeName":"Insurance Code","section":"445","citation":"Ins. Code, § 445","status":"in-force","lawOn":"2026-09-28","headings":[{"name":"DIVISION 1. GENERAL RULES GOVERNING INSURANCE [100. - 1879.8.]","url":"https://blackletter.si/insurance-code/division-1"},{"name":"PART 1. THE CONTRACT [100. - 679.75.]","url":"https://blackletter.si/insurance-code/division-1/part-1"},{"name":"CHAPTER 4. The Policy [380. - 460.]","url":"https://blackletter.si/insurance-code/division-1/part-1/chapter-4"},{"name":"ARTICLE 4. Warranties [440. - 449.]","url":"https://blackletter.si/insurance-code/division-1/part-1/chapter-4/article-4"}],"history":"Enacted by Stats. 1935, Ch. 145.","effective":null,"html":"<p>A statement in a policy, which imports that there is an intention to do or not to do a thing which materially affects the risk, is a warranty that such act or omission will take place.</p>","text":"A statement in a policy, which imports that there is an intention to do or not to do a thing which materially affects the risk, is a warranty that such act or omission will take place.","otherVersions":[],"url":"https://blackletter.si/insurance-code/warranties-445","source":"California Legislative Information bulk export (pubinfo)"}