{"code":"INS","codeName":"Insurance Code","section":"532","citation":"Ins. Code, § 532","status":"in-force","lawOn":"2026-09-28","headings":[{"name":"DIVISION 1. GENERAL RULES GOVERNING INSURANCE [100. - 1879.8.]","url":"https://blackletter.si/insurance-code/division-1"},{"name":"PART 1. THE CONTRACT [100. - 679.75.]","url":"https://blackletter.si/insurance-code/division-1/part-1"},{"name":"CHAPTER 6. Loss [520. - 580.]","url":"https://blackletter.si/insurance-code/division-1/part-1/chapter-6"},{"name":"ARTICLE 2. Causes of Loss [530. - 533.7.]","url":"https://blackletter.si/insurance-code/division-1/part-1/chapter-6/article-2"}],"history":"Enacted by Stats. 1935, Ch. 145.","effective":null,"html":"<p>If a peril is specially excepted in a contract of insurance and there is a loss which would not have occurred but for such peril, such loss is thereby excepted even though the immediate cause of the loss was a peril which was not excepted.</p>","text":"If a peril is specially excepted in a contract of insurance and there is a loss which would not have occurred but for such peril, such loss is thereby excepted even though the immediate cause of the loss was a peril which was not excepted.","otherVersions":[],"url":"https://blackletter.si/insurance-code/causes-of-loss-532","source":"California Legislative Information bulk export (pubinfo)"}