{"code":"INS","codeName":"Insurance Code","section":"676.5","citation":"Ins. Code, § 676.5","status":"in-force","lawOn":"2026-09-28","headings":[{"name":"DIVISION 1. GENERAL RULES GOVERNING INSURANCE [100. - 1879.8.]","url":"https://blackletter.si/insurance-code/division-1"},{"name":"PART 1. THE CONTRACT [100. - 679.75.]","url":"https://blackletter.si/insurance-code/division-1/part-1"},{"name":"CHAPTER 11. Cancellation and Failure to Renew Certain Property Insurance [675. - 679.7.]","url":"https://blackletter.si/insurance-code/division-1/part-1/chapter-11"}],"history":"Added by Stats. 1986, Ch. 1321, Sec. 4.","effective":null,"html":"<p>(a) This section applies only to policies of commercial insurance which are subject to Section <a href=\"/ins/675.5\">675.5</a>.</p><p>(b) Except as provided in subdivision (c), for purposes of this chapter only, a policy with no fixed expiration, or with a term of less than one year, shall be considered to be a policy for a term of one year, and a policy written for a term of more than one year shall be considered as if written for successive terms of one year.</p><p>(c) For purposes of this chapter, a policy shall be considered to be for a term of less than one year if the policy is issued for a specific risk which does not continue beyond the period of the policy, or if the insured requests a policy for a term of less than one year.</p>","text":"(a) This section applies only to policies of commercial insurance which are subject to Section 675.5. (b) Except as provided in subdivision (c), for purposes of this chapter only, a policy with no fixed expiration, or with a term of less than one year, shall be considered to be a policy for a term of one year, and a policy written for a term of more than one year shall be considered as if written for successive terms of one year. (c) For purposes of this chapter, a policy shall be considered to be for a term of less than one year if the policy is issued for a specific risk which does not continue beyond the period of the policy, or if the insured requests a policy for a term of less than one year.","otherVersions":[],"url":"https://blackletter.si/insurance-code/cancellation-and-failure-to-renew-certain-property-insurance-676-5","source":"California Legislative Information bulk export (pubinfo)"}