{"code":"INS","codeName":"Insurance Code","section":"791.11","citation":"Ins. Code, § 791.11","status":"in-force","lawOn":"2026-09-28","headings":[{"name":"DIVISION 1. GENERAL RULES GOVERNING INSURANCE [100. - 1879.8.]","url":"https://blackletter.si/insurance-code/division-1"},{"name":"PART 2. THE BUSINESS OF INSURANCE [680. - 1879.8.]","url":"https://blackletter.si/insurance-code/division-1/part-2"},{"name":"CHAPTER 1. General Regulations [680. - 1113.]","url":"https://blackletter.si/insurance-code/division-1/part-2/chapter-1"},{"name":"ARTICLE 6.6. Insurance Information and Privacy Protection Act [791. - 791.29.]","url":"https://blackletter.si/insurance-code/division-1/part-2/chapter-1/article-6.6"}],"history":"Added by Stats. 1980, Ch. 1214, Sec. 1.   Section applicable October 1, 1981, pursuant to Section 791.01.","effective":null,"html":"<p>No insurance institution, agent or insurance-support organization may seek information in connection with an insurance transaction concerning:</p><p>(a) Any previous adverse underwriting decision experienced by an individual, or</p><p>(b) Any previous insurance coverage obtained by an individual through a residual market mechanism, unless such inquiry also requests the reasons for any previous adverse underwriting decision or the reasons why insurance coverage was previously obtained through a residual market mechanism.</p>","text":"No insurance institution, agent or insurance-support organization may seek information in connection with an insurance transaction concerning: (a) Any previous adverse underwriting decision experienced by an individual, or (b) Any previous insurance coverage obtained by an individual through a residual market mechanism, unless such inquiry also requests the reasons for any previous adverse underwriting decision or the reasons why insurance coverage was previously obtained through a residual market mechanism.","otherVersions":[],"url":"https://blackletter.si/insurance-code/insurance-information-and-privacy-protection-act-791-11","source":"California Legislative Information bulk export (pubinfo)"}